Agriculture, land & Equipment

Financing that starts with understanding your operation.

Agricultural needs can look very different from one operation to the next. Whether you’re considering land, equipment or another investment in your business, Upperhand helps you compare financing structures that fit how your operation earns and repays.

Agricultural needs can look very different from one operation to the next. Whether you’re considering land, equipment or another investment in your business

Bring us the Deal

yellow and black tractor on green grass field during daytime

Financing at a glance

A snapshot of reference program terms and options to help frame the conversation.

4 repayment cycles

Monthly · seasonal · semiannual · annual

Land & acreage

Purchase · expansion · refinance

Equipment & facilities

Loan or lease options described

Multiple structures

Direct · secondary-market · FSA-backed

Built for

Who this program is built for.

Different plans call for different financing conversations.

Agricultural operators

Planning an investment in the operation or its next stage.

Land buyers & owners

Considering a land purchase, expansion or refinance.

Equipment buyers

Evaluating machinery or other operation-related assets.

Program details

Reference financing options, structures and repayment patterns.

Land & working capital

Farm & land

Purchase · add acreage · refinance

Operating needs

Lines of credit

Equity use

Equipment · operations · expansion

Secondary market

Longer-term options described

Equipment & property

Equipment

Loans or leases

Buildings & improvements

Grain storage · facilities · upgrades

FSA-backed options

For eligible requests

Complex requests

Participation / combined financing

Repayment & structure

Repayment cycles

Monthly · seasonal

Other schedules

Other schedules

Other schedules

Other schedules

Other schedules

Other schedules

How it works

Built for

From first conversation to closing.

Agricultural lenders want to understand how the operation earns, what secures the loan and when it can repay. We put that story together before your request goes out.

Tell us about the operation

Share what you’re financing, how the operation earns income and when cash comes in during the year.

We build the analysis

We review cash flow, collateral and repayment timing up front, so the request fits how your operation actually runs.

Compare structures and close

Weigh direct, secondary-market and FSA-backed options where eligible, then move toward closing with one point of contact.

Frequently Asked Questions (FAQ’s)

What loan programs does Upperhand offer?

Does Upperhand arrange loans for primary residences?

What geographic areas and property types are covered?

What is expected of a borrower during the financing process?

Can loan payments line up with my harvest or sales cycle?

What can agricultural financing be used for?

Are FSA-backed loans an option?

What should I have ready to discuss an agricultural loan?

What loan programs does Upperhand offer?

Does Upperhand arrange loans for primary residences?

What geographic areas and property types are covered?

What is expected of a borrower during the financing process?

Can loan payments line up with my harvest or sales cycle?

What can agricultural financing be used for?

Are FSA-backed loans an option?

What should I have ready to discuss an agricultural loan?

Find the right structure for your property.

Tell us what you’re acquiring or refinancing, how the property performs, and where you want to go next. We’ll help compare lender options and map a clear path forward.

Bring us a Deal

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